PENGARUH FINANCIAL TECHNOLOGY PAYMENT, LITERASI KEUANGAN, RELIGIUSITAS DAN FRUGAL LIVING TERHADAP PERILAKU KEUANGAN MAHASISWA DI ERA DIGITAL. jrabi [Internet]. 2026 Mar. 28 [cited 2026 Aug. 10];6(1):117-30. Available from: https://www.jurnal.stieww.ac.id/index.php/jrabi/article/view/1421